Q: Should a contractor carry general liability insurance?
I am finished with the architectural plans for my full home remodel. The bidding process has begun. While I have asked two contractors who come from great friends by word of mouth, I still need to protect myself and the project.
What is so important about general liability insurance? Do I have the right to ask them for their insurance certifications?
Yes, a contractor should carry general liability insurance. In the event something goes wrong on the particular project and there is damage caused by either the contractor and/or their employees you will be protected.
A contractor has the right to bid on the prospective job but simply cannot perform the work on the property without insurance certification. Be wary of the bidding prices if unreasonably lower than others as they might not be paying insurance and risking the job to get the winning bid. This could leave you very unfortunate and extremely unhappy.
Flag / Report
Answer This Question